If it is obvious that the claim must be paid the adjuster will recommend the cheapest repairs possible.
Roof claims adjuster.
A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business.
Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients.
The inspector looks for ways to deny the claim.
According to one experienced roofing contractor insurance companies heavily scrutinize claims for roof repair and replacement.
Some roofing companies employ certified public adjusters who will deal with your insurance company on your behalf.
Get a second opinion from your own roof damage claim adjuster an experienced public adjuster if your claim has been denied.
Know your appeal rights.
Step 6 the insurance company processes your roof damage insurance claim covering the cost of repairing your roof to its pre loss condition or replacing your roof.
It s your right to have your claim assessed adjusted and settled in a fair manner.
Claim adjusters can incorrectly underpay and deny roof damage insurance claims.
Your roofing contractor should be able to help you navigate your way through the roof insurance claims process.
Roofing companies like klaus roofing are insurance claims experts and by no means tell the adjuster how to do his job but acts as an assistant to help find all damage to be included in the claim.
Know that a roof insurance claim is a long process.
Step 5 the insurance company sends an adjuster to your house to inspect your roof insurance claim assess the damage and determine what is and is not covered for your roof claim.
Remember the adjuster is paid by your insurance company not by you.
Make sure to get a written estimate on a roofing company s letterhead with the company s contact information.
Don t rely on the adjuster to determine the repair cost of the roof.
Depending on the circumstances your insurer may deny the claim or pay less than the repair or replacement cost.
The adjuster works with the insurance company and the roof repair company to determine the amount of the damage and the cost of repairing or replacing the roof.
And always consult with a public adjuster or your insurance adjuster if you are unsure about any step of the roof insurance claim process.
An adjuster hired by the insurance company comes out to inspect the damage.